Privacy Policy

Terms of Use, Privacy Policy & SMS Messaging Terms (Last Updated January 12, 2026)

Privacy Policy

Paradise Protection Agency (“Company,” “we,” “us,” or “our”) operates the website https://paradiseprotectionagency.com and provides insurance-related services, communications, and messaging programs. This document governs your use of our website, services, and SMS/text messaging program.

By using our website, submitting your information, or opting into SMS communications, you agree to the terms outlined below.

1. Company Information

Paradise Protection Agency
Cape Coral, Florida
Phone: (239) 427-8362
Email: mrivas@paradiseprotectionagency.com
Website: https://paradiseprotectionagency.com


2. Information We Collect

We may collect the following personal information:

  • Name

  • Phone number

  • Email address

  • Insurance quote or inquiry details

  • SMS opt-in and consent records

  • Website usage data (IP address, device type, browser data, cookies)

This information is collected when you submit forms, request quotes, communicate with us, or interact with our website.


3. How We Use Your Information

We use your information to:

  • Provide insurance quotes and services

  • Communicate about policies, renewals, or appointments

  • Respond to customer service inquiries

  • Send SMS or email communications you have opted into

  • Comply with state and federal regulations

  • Maintain records required for legal and compliance purposes

  • Prevent fraud or misuse of our services

We do not use your information for purposes unrelated to our insurance services.


4. SMS / Text Messaging Program

Program Description

If you opt in, you may receive SMS messages related to:

  • Insurance quotes and follow-ups

  • Policy or account updates

  • Appointment and renewal reminders

  • Customer service communications

  • Promotional or marketing messages only if you explicitly consent

Message Frequency

Message frequency varies based on your interaction with us.

Message & Data Rates

Message and data rates may apply depending on your wireless plan. We are not responsible for carrier charges.

Consent

By providing your mobile number and opting in, you confirm that:

  • You are the authorized user of the number provided

  • You consent to receive SMS messages from Paradise Protection Agency

  • Consent is not required to purchase insurance or receive services

Opt-Out & Help

  • Text STOP to cancel messages at any time

  • You may receive one final confirmation message after opting out

  • Text HELP for assistance


5. No Sale or Marketing Use of Mobile Data

We do not sell, rent, or share your phone number or SMS consent data for marketing purposes.

  • No mobile information is shared with third parties or affiliates for marketing or promotional use

  • Information may only be shared with service providers that help deliver our services (such as messaging or CRM platforms)

This complies with Florida privacy law, TCPA requirements, RingCentral policies, and mobile carrier regulations.


6. Sharing of Information

We may share personal information only with:

  • Messaging providers (e.g., RingCentral)

  • Website, CRM, or IT service providers

  • Government or regulatory agencies when legally required

We do not sell personal data.


7. Cookies & Tracking Technologies

Our website may use cookies to improve functionality and performance.
You can control cookies through your browser settings. Disabling cookies may affect site functionality.


8. Data Retention

We retain personal data only as long as necessary for:

  • Business operations

  • Legal and regulatory compliance

  • Maintaining SMS consent records


9. Data Security

We use reasonable administrative and technical safeguards to protect your information.
No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.


10. Your Rights

You may:

  • Opt out of SMS at any time by texting STOP

  • Request access to or deletion of your personal data

  • Update or correct your information

To exercise your rights, contact:
📧 mrivas@paradiseprotectionagency.com


11. Children’s Privacy

Our services are not directed to children under 13.
We do not knowingly collect personal information from children under 13.


12. Website Use & External Links

Our website may contain links to third-party sites.
We are not responsible for the content, policies, or practices of third-party websites.


13. Policy Updates

We may update these Terms, Privacy, or SMS policies at any time.
The most current version will always be posted on our website with the updated date.

Continued use of our services constitutes acceptance of the updated terms.


14. Contact Us

If you have questions about these policies, contact us:

Paradise Protection Agency
Cape Coral, Florida
📞 (239) 427-8362
📧 mrivas@paradiseprotectionagency.com


Source Documents Consolidated

  • SMS Terms & Privacy (January 12, 2026) PPA SMS and Privacy
  • Legacy Privacy Policy (April 02, 2021 – superseded) PPA terms