Protect What Matters. Insurance Made Simple.

We help individuals, families, and businesses in Florida, Maryland & Virginia find the right coverage — from home, auto, and flood to commercial and specialty policies. Your independent insurance partner in Cape Coral & beyond — honest advice, multiple carriers, no pressure, just protection.

Coverage Options Or Free Consultation

We don’t just sell insurance. We guide you.

Independent

We represent over twenty five top insurance carriers, giving you options instead of pushing a one‑size‑fits‑all solution. This flexibility means you get coverage tailored to your needs — whether you’re a Florida homeowner, a small business owner in Virginia, or a family moving across state lines.

Personal Touch

When you call, you’re not entering an automated call center — you’re talking to a husband and wife team who genuinely care about protecting what matters most: your home, family, business, and future.

We Educate

Instead of focusing on quotas, we strive for clarity. We walk you through what’s actually covered (and what’s not), and explain tricky distinctions so you understand exactly what protection you're buying. That kind of transparency is critical — especially in Florida, where flood and hurricane risks complicate coverage.

Our Services

Insurance We Offer

Whether you’re a homeowner, a pet parent, a business owner, or someone with recreational toys — we’ve got you covered.

Home Insurance

Comprehensive homeowners policies tailored for Florida’s hurricane‑prone environment.

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Flood Insurance

Separate flood coverage to protect against storm surge, heavy rainfall, and flooding.

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Auto Insurance

Whether it's for your personal car or a commercial vehicle, get coverage that fits your lifestyle, driving habits, and needs.

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Business Insurance

For small businesses and entrepreneurs needing liability insurance, commercial property insurance, or other coverage.

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Specialty Policies

ATVs, recreational vehicles, boats or motorized toys, plus pet insurance — because life isn’t just about standard risks.

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Need Help?

Reach out to us directly to ask about other insurance needs you may have. We'll provide you a free, no-obligation quote for the assets you care for!

(239) 423-7754

      EXCELLENT  
   Based on 17 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Velasquez 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with Paradise Protection Agency! Hector and Marisela were both very helpful, professional, and made the whole insurance process easy and stress-free. They took the time to answer all my questions and helped me find the coverage that worked best for me. I really appreciate their customer service and would definitely recommend Paradise Protection Agency to anyone looking for insurance!
  
 
      Posted on Google  
   
   Jorge Simon 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excelente experiencia con esta agencia de seguro !
  
 
      Posted on Google  
   
   Mary Romero 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excelente servicio y una experiencia muy positiva.
  
 
      Posted on Google  
   
   Juan Allende Cruz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service and smooth experience. The team was helpful, professional and easy to work with. highly recommend !
  
 
      Posted on Google  
   
   Nicole Simon 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with this home insurance company. They were professional, helpful, and made the process easy from start to finish. I truly appreciate their excellent service and would highly recommend them to anyone looking for reliable home insurance.
  
 
      Posted on Google  
   
   Rose Ann 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t say enough good things about my experience working with Marisela. She walked me through every detail of my home insurance policy, answered all of my questions clearly, and ensured I got the exact coverage I needed without overpaying. Marisela is honest, patient, and truly looks out for her clients' best interests! I highly recommend them! ⭐️⭐️⭐️⭐️⭐️
  
 
      Posted on Google  
   
   Wendy Brosse 
 
 
 
 Trustindex verifies that the original source of the review is Google. Marisela is amazing, extremely professional, she will work with you and answer all your questions! I would highly recommend her to my friends.
  
 
      Posted on Google  
   
   Carly Johnson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Marisela is so sweet and made this process so easy.  I was stressed trying to get through this process on my own. She was knowledgeable and resourceful and assisted with explanations for us to make the best decisions with insurance options.  Thank you for all your help.
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

About Us

About the Owners

Founded in 2025 by Marisela Rivas, Paradise Protection Agency was born from a family’s real desire for stability, work‑life balance, and meaningful service. After starting a family, Marisela realized she needed a career that offered predictable hours and fulfilling work. Years of experience working at other agencies taught her the ins and outs of protecting families and businesses — and more importantly, what good service should feel like.

Now, together with her husband, she runs a small, family‑centered agency based in Cape Coral. We bring that same care, patience, and honesty to every client — because we believe insurance should give you peace of mind, not confusion.

Our Values

#1 In Customer Confidence

You’ll never feel sold to — just supported. We give you the time and clarity to make informed decisions on coverage.
With 10+ insurance carriers in our network, we compare options for you to find competitive rates and customized protection.
As a Florida‑based agency familiar with the unique coastal risks like hurricanes and flood zones, we understand what policies must cover here. And for clients in Maryland and Virginia, we bring that same commitment to thoughtful service and reliable coverage.

Wendy B

Marisela is amazing, extremely professional, she will work with you and answer all your questions! I would highly recommend her to my friends.

Eralyn R

Amazing service and really helped me understand my policy better, they treat you like family and provided and easy and understandable explanation about my insurance. Thank you PPA and I definitely recommend!

Carly J

Marisela is so sweet and made this process so easy. I was stressed trying to get through this process on my own. She was knowledgeable and resourceful and assisted with explanations for us to make the best decisions with insurance options. Thank you for all your help.

Brittany M

Outstanding experience with Mari at Paradise Protection Agency. Her quick responses, professionalism, and attention to detail made the entire home insurance process easy and stress-free. She helped us find exactly the coverage we needed and was incredibly kind and knowledgeable. Highly recommend!

Ready to protect your home, vehicle, or business?

Call us now for your free, no‑obligation quote.

What We Offer

Protect Everything You Care About

Multi-carrier comparison

We shop your policy across multiple top insurers to get you the best match.

Comprehensive coverage

Home, auto, flood, business, specialty “toy” policies, pet insurance — all in one place.

Transparent, simple explanations

We break down coverage details, exclusions, and hidden pitfalls (like flood risk, wind deductibles, or policy gaps).

Customer service that cares

As a small family‑run agency, we treat you like part of the family.

SWFL expertise

We know hurricanes, flooding, and windstorm exposure require careful insurance planning.

Let's Talk

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